PAYMENTS & SETTLEMENT
Payments & Settlement
सार (हिन्दी): अभी पायलट है: कोई प्लेटफ़ॉर्म शुल्क नहीं और ट्रांज़ैक्शन टेस्ट ₹0। एस्क्रो, तुरंत भुगतान, बीमा या रिफंड की गारंटी का दावा हम नहीं करते।
Current status: Koochbhi is in a pilot. No platform fee is charged and the in-app transaction test charges ₹0. This page will be updated, with a new version date, before live payment collection is switched on for the public.
What is live now
- Job posting, matching, interest, agreement and chat.
- Agreed job price is recorded between the two people.
- Any payout to a worker is handled through a manual, staff-reviewed queue; it is not instant.
The four money states (shown separately)
- Payment confirmed — the payment provider told our server the payment succeeded.
- Work completed — the provider marked the work done and the requester confirmed.
- Payment released — Koochbhi instructed payout to the worker.
- Bank credited — the worker's bank/UPI received the money. We show this only when we have evidence of the credit.
When live payments are enabled we will publish
- Who the merchant / payment recipient is and the payment provider (PayU) arrangement.
- How money is collected and what triggers release.
- Onboarding / KYC needed to receive money, and the settlement beneficiary.
- Expected bank-credit time, and what happens if a payout fails.
Details: PayU arrangement, merchant name, settlement beneficiary, expected bank-credit timing — to be published after company confirmation
Before you pay you will see
Who the provider is, the scope of work, the total amount, a breakdown of fee / tax / materials / travel, and the provider's net earnings.
What we do not claim
Koochbhi does not currently claim escrow, instant payout, insurance, or a guaranteed refund time. We will not do so unless our contract and the live system support it.
Cancellations and refunds: Cancellation & Refunds. Problems: Report an issue.